Archive | July 29, 2017

Machinery Breakdown Insurance-scope, Coverage And Exclusions

There is no substitue for perfection in maintenance to ensure zero breakdown in machine. Still breakdown do occur involving expensive machinery and equipment and grabing substantial financial investment for reasons varied.

Term it as unforseen, Accidental and sudden! Cover it under Machinery Breakdown Insurance Policy.

What is covered: Machinery against unforseen, sudden accidental physical loss or damage caused by-
– Carelessness
– Short-circuit, disruption, electrical overpressure
– Failure of operation of safety devices
– Structural defects, material defects or defects of assembly
– Fortuitous working accidents such as vibration, maladjustment
– Loosening of parts, abnormal stresses, fatigue, centrifugal force, excessive speed
– Defective or accidental lack of lubrication, seizure, water hammer or local overheating
– Falling, impact, collision or similar occurrences
– Obstruction or the entry of foreign bodies

Subject to main exceptions:
– Which are commonly insured: Fire & allied perils
– Which are uninsurable: Wear and tear

When is it covered: Machines are covered whilst-
– Working or at rest
– Being dismantled moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the situation.

Machines which can be insured: All Stationary equipment can be covered-
– Electrical equipment: Including alternators and generators, motors, rectifiers, switchgear and transformers
– Mechanical plant: Including engines, turbines (steam, water & gas), blowers, compressors, pumps, machine tools, presses and refrigerators
– Process machinery in such industries as cold storage, engineering and metallurgical, paper/ pulp making, printing, rubber/ plastics and textiles

Possible extensions available:
– Third Party Liability
– Owner’s Surrounding Property
– Additional Customs Duty
– Express freight
– Escalation
– Air freight

Principal Exclusions:
– Loss/ damage arising out of overload experiments or tests
requiring imposition of abnormal conditions
– Gradually developing flaws, Wear and tear
– Wilful act/ Wilful negligence of Insured
– Loss or damage for which manufacturer/ supplier is responsible either by law or contract
– Faults or defects existing at the time of commencement of insurance, which were known to the insured/ responsible representative but not disclosed to the insurer

Salient Features of this Insurance Policy:
– 50% discount on tariff rates is applicable on tariff rates for stand by equipment (except DG Sets).
– Higher Excess can be opted for to obtain a rebate in premium rate.
– Claims Experience discount can be availed as per the provisions of the policy.

Residual Income …Only If You STAY In the Game!

Freedom is a scent, like the top of a new born baby’s head. [Bono, U2]

This is so very true when you think about the whole Internet marketing scenario. Its a common concept that people think of financial freedom by owning their own successful business. This may be true but I dont agree with it 100%.

For example, Lets say, you owned a successful IT business 8-10 years ago and it was extremely successful. All of a sudden because of the global downturn, it bottomed out and you started to lose money as quick as you were making it. Are you financially secure now with residual income? I dont think so

Internet marketing is so very different in the respect that if you stay in the game long enough to build a successful down line, you will eventually be financially secure.Ok you may say that a downturn may hit internet marketing also but if you research the market, Internet marketing has boomed since it has evolved. It is here to stay. Once you get the scent that residual income awaits, you will start to devote all your energy and more into achieving your dream.

Internet marketing gives you financial freedom that no other company type can offer. You could go on vacation for 2 months, return and see that your commissions might have grown in the meantime!. Financial freedom for me is earning while on vacation, while sleeping, while in hospital, 24 hours around the clock.

The one drawback that you probably have guessed is positioning yourself to earn this residual income. This definitely is the hardest part and where the biggest percentage of opt-out’s occur. What you have to understand is that the payoff for the patience and time you put in initially to get your business off the ground is huge. There have been a lot of instances where an affiliate opted out in the initial stages because he did not think the progress was where it should have been.

It transpired thereafter, that if he had remained in the game, since he had sponsored energetic affiliates, he would have earned huge residual income from their efforts. He solely needed to maintain his position. I wonder does he have trouble sleeping at night! It may take 6-12 months before you register a profit in your business, but freedom awaits you if you stay committed. Dont end up being the guy that decided to opt out and has regretted it ever since. I reiterate, residual income awaits you only by staying in the game.

Hardware Keylogger – Undetectable Keylogging Solution

As the time is passing by, science and technology is gifting us awesome electronic devices. Hardware keylogger is one such electronic device that has resulted in the solutions of different problematic situations. It possesses the capability to capture keystrokes from a PS/2 device or a USB keyboard. Names of the different types of hardware keylogger are mentioned in this article. There are different models of hardware keyloggers. Hardware keyloggers are advantageous in a number of ways. It is not possible to elaborate all the specifications advantageous points of each model of the hardware keyloggers, so a brief overview of hardware keylogger is provided over here.

There are many types of hardware keylogger. They are USB keylogger, PS/2 keylogger, time-stamping keylogger, nano keylogger, Wi-Fi keylogger, Module keylogger, video logger, RS232 logger, open source keylogger, DIY wireless keylogger. Some of the interesting features of Hardware keylogger are enlisted over here as follows:-

Memory capacity is large enough depending upon the specification of the model and the systems organized many a times as a flash file system, but exceptions may exist. One of the main advantages of these devices is that they are compatible with all USB keyboards, so there is no question to face the problem to check whether a USB keyboard will match with it or not. They can retrieve memory contents very fast via USB port which enhances the saving and time and increases the efficiency of the device. The provision of memory protection with strong encryption is also available. These enhance the safety and reliability of the device and mainly of the data you are about to store. The operating system of it is generally independent, no drivers or extra software are generally not required.

The above points describe some beneficial features of hardware keylogger. If you want to know more about the details of each model, their specifications, advantages, special features and anything about it, you can log on to the official website of Hardware Keyloggers. You can also know about it by searching information about it on the Internet.

You can place your order to buy it. All in all it can truly be said that if you compare all the like electronic devices with this hardware keylogger, it can be considered as one of the best electronic device in the present generation. So, do not miss the opportunity to grip this wonderful electronic device.

For more information visit: