Archive | September 15, 2017

Understanding Your Car Insurance Glossary of Contract Terms

The best way to understand your car insurance policy is to become familiar with some of the terms used in your contract when signing up for a deal. It can be easy to get lost in insurance jargon and end up confused about some of the stipulations of your policy.

The car insurance glossary below lists several terms that you are likely to encounter when reading over your contract.

Cancellation Clause/Cooling off Period

The cancellation clause is an important part of your contract that gives both you and your insurer the right to cancel the policy within a short period of time after it has gone into effect. This period of time is typically around 14 days, so make sure to cancel within this time if you have any issues with the policy. If cancelled within this period, you will not need to provide any reason for why you wanted out of your policy.

Cash Surrender Value

This is the amount of money that you could get back if you cancel your insurance before the year has ended. Your contract will determine how much you can be reimbursed.

Compulsory Excess

A compulsory excess is the amount that you would have to pay if you ever make a claim. Your insurance will cover whatever is left to pay after the compulsory excess. People who are seen as a greater insurance risk will have to pay a higher compulsory excess.

Exclusion

Exclusion refers to some event that your insurer will not cover. You will not be able to make a claim if you receive any damages as a result of this stipulated event.

Geographical/Territorial Limits

These are the limits within which your car insurance will be considered valid. The typical geographical limit for your UK insurance will be within the UK. Take a look at your contract to see if you will be covered in any other countries.

Indemnity

An indemnity simply means that you have been compensated or have received reparation payments. It is when you have returned to the same state that you were in before a loss, after having your damages paid for and repaired.

Insured

This is simply a contract term that refers to the person who is being covered by the policy.

Legal Liability

Legal liability means that it is your responsibility to compensate someone after causing damages.

Partner

“Partner” is a term that may be used in your contract to refer to the person you are living with. They do not have to be married to you to be considered your partner.

Policyholder

This is another term for “insured.”

Proposer

“Proposer” is another term for both “insured” and “policyholder.” It is the person taking out insurance.

Registered Keeper

The register keeper of a vehicle has the responsibility of making sure that the car is licensed and for paying any tickets. The registered keeper, however, does not have to be the owner of the car. They just need to be the person who uses it.

Fly High Playing Helicopter Game

Since early ages flying has held its fantasy for the human race. The thrill of flying can be enjoyed by playing online games which include flying helicopter. Helicopter game is fairly simple games which entails flying helicopter to teach a certain end point. During this trip the player while flying have to avoid touching hard ground. As soon as the helicopter touches the ground the game gets over. Herein lays the difficult part of the game. Like other games no extra lives are given to the player. Once the game gets over, a new game begins from the beginning with zero score.

This helicopter game comes with many variations by different companies. These vary in their design, difficulty level and roadblocks from start till the end of the journey. One variation involves existence of different obstacles like birds, tower and high buildings.

Helicopter game also includes flying in harsh or unfavorable conditions like dim light, dim light conditions due to rain etc. By pressing left button of the mouse and dragging it the copter will move simultaneously. One has to avoid bumping into these obstacles and navigate through the path. Some versions also have the option for players to create and design their own game and playing them.

Other forms include where flying can be done around the world with an easy option of touching the copter without crashing. This life power makes it easier to play than the other versions. Another form incorporates helicopter fighting in the air. Helicopters have the ability to fire at each other. Similar form has helicopters fighting with the enemy. While fighting in this game, the attacking copter gains power. In fact the most popular form of this flying game is fighting helicopters that fight with enemy to collect items from the defeated enemy.

Helicopter game is a rage due their simplicity (requiring use of single button). They are easy to follow and give the exhilarating feeling of sitting in a cockpit and flying. The simplicity and fantasy of flying are not the only advantages they possess. The variants offered are also mind boggling. Helicopter games are a kind of flash games. These are meant for single player only. But few companies are coming out with multiple payer versions. Helicopter flying games are easily available online and can be downloaded. New three dimensional versions of these are providing player with a virtual experience previously unimaginable.

Utilizing NVOCC Software to Eliminate Errors in Shipping Operations

Shipping software is a boon to the shipping industry. It makes movement and distribution of goods convenient and cost-effective. Many shipping operators invest huge amounts of money into their IT infrastructure in order to make their services more profitable and attractive to customers.

Like shipping companies, also NVOCCs start to see the advantage of an integrated software for their operations. Packaged NVOCC software would enable them to enhance the quality of their services and steer clear of common problems that frequently arise in their operations:

Incorrect freight collection No visibility of the actual contribution per consignment Shortage of equipment – and many other issues that lead to more expenses and lost revenues. Most of these problems could be avoided using customized NVOCC software solutions that are widely available in the market nowadays.

NVOCC software features various modules that allow centralized control of all shipping transactions on a user-friendly web-based platform. NVOs can create an integrated database of various transactions which makes it easier for various departments within the company to access information and communicate in real-time. This allows them to become more productive and gain a dominant position in the market.

Complex tasks such as sales, booking, documentation, invoicing, disbursements handling, and container control, involve a lot of paper works and labor which can incur huge expenses to a company. Additionally, the intricate nature of these tasks makes them prone to errors that can bring down a company’s reputation. NVOCC software solutions eliminate errors which are common in multifaceted shipping operations.

NVOCC software can provide information on the most efficient services, destinations or customers. NVOS can determine the profitability of each consignment, helping them make right decisions.

Another important function of NVOCCs is to increase staff productivity and reduce operational costs by streamlining routine operations. Many companies require their staff to multi-task in order to cut down labor expenses. Often, this cost-cutting technique turns out to be more expensive and damaging. When staff needs to perform too many tasks, the quality of work is at stake.

On the other hand, when full automation of various shipping activities is achieved, human labor is reduced, and the staff is able to focus on more productive activities. In addition, business transactions are sped up and accuracy is improved significantly, which result in increased efficiency and more satisfied customers.

Nowadays, more and more NVOs are using packaged software in their daily operations. While it is still quite expensive, many of them consider it a wise investment because of its numerous benefits, which can easily make back the cost in just a few months.

To learn more about the benefits of NVOCC Software and Shipping Software Solutions to your liner shipping business, Ava Cristi recommends you to visit .

Know About Ecover Software And Their Limitations

Ecovers can increase your sales and create a visual expression for your product. Your software or ebook can have good competitor in the market but a better ecover design can give your product more credibility.

Plenty of ecover designing software are available on web for download and use. These software have following points in favour of them:

One does need script language and design skills to design ecovers through software.
You can design unlimited ecovers by buying full version of a ecover design software.
You can get a full functioning software just by one time investment.
An ecover design software can quickly generate 3D effect on a 2D graphics.

In spite of their advantages, ecover software has few limitations:
Ecover designing software can come as plug-ins. You need to have original photo editing software for that. Like, you need to buy Adobe Photoshop first before using Photoshop plug-in scripts to make ecover.
If you cant design the face of the ecover image, it is better not to use ecover design software. No ecover software can design the face of the ecover. You should have the design knowledge to design it yourself or take help from other people.
Output in ecovers can be obtained in limited number of standard shapes. Changing shapes from software output will be difficult for you if you dont have the custom shapes.
Different software may have different using guidelines. If the user manual is too complex, you wont be able to use it as per your needs.
Different website owners can buy and use the same ecovers. Different software designed ecover output may be similar to look and get less attention from buyers.

For shoe-string businesses and for baby boomers, my suggestion is try an ecover design software. Beware of the above limitations of the ecover software before you purchase one.